Overwhelmed by the Complexity of ? This May Help
One type of insurance claim that exists is property insurance claim. Property insurance claim is the type of insurance claim that a person gest for their property against a particular hazard that may cause damage to the property. In the property insurance claims there are different type of claims that exist under it and these include, fire damage claim, property theft damage claim, flooding damage claim, water damage claim, Bad Faith damage claim, hurricane damage claim among others. The claim that one will ensure the property against depends on the location of the property of the person insuring their property. For the filing of the insurance process to begin the owner of the property needs to contact the insurer as soon as possible after the occurrence of the loss. When the filing process begins, the insurer will send personnel to come and assess the extent of the loss and give you an estimate of the amount that they will indemnify you with and therefore having a lawyer to help you understand the process will be an advantage.
Another type of insurance claim is an auto insurance claim. An auto insurance claim is the insurance claim that an individual gets for their car to insure it against accidents. After being involved in a car accident, the owner of the car needs to contact the insurer about the occurrence as soon as possible for the filling of the insurance claim to begin. The insurer will then send one of their people to investigate the damage of the car and provide options over whether to buy a whole new car or take the car for repairs in a garage.
Health insurance claim is another type of insurance claim that we are going to discuss. This is where an individual seeks for a refund of the monies that he or she has used for seeking medical attention in a medical facility. This type of insurance claim can be filed in two ways, the first way is when the health facility that he or she sought medical attention from notifies the insurer and the insurer pays up the medical bills and the other way is when the individual follows up on the claim from the insurer about the medical bills that have accumulated. There are instances where the insurer may refuse to honour the claim that you have presented to them and in this case one, therefore, hire an insurance claim attorney to help them pursue the insurer to honour their claims.